The video presentation, a recording of the full day workshop held in September at the National Center for Advanced Payments and Identity Security in Crystal City, Virginia, can be ordered online for download at http://nationalcenter.smartcardalliance.org/mobile-wallets-the-wild-west-of-payments/. Smart Card Alliance members receive a 30 percent discount off the regular fee for the training video.

"With the many different mobile wallets being pushed into the market, it’s important for the industry to understand the different ways mobile payment technology can be implemented because there’s no single right way to do it," said Randy Vanderhoof, executive director of the Smart Card Alliance. "This presentation is the only one available that accurately captures all of the unique attributes of the many mobile wallet implementations in the market today."

This video presentation provides viewers with:

- A high-level overview of the mobile wallets landscape since Apple Pay launched
- Pros and cons of the Near Field Communication (NFC) and Host Card Emulation (HCE) technologies used with different wallet solutions
- Potential business impacts of tap, in-app and mobile browser wallets
- A comparison of the impact of mobile device-centric, bank-centric and merchant-centric wallet models on consumer adoption
- A close look at Apple Pay, Samsung Pay and Android Pay – three main players in the U.S. market
- A deep dive into merchant- and bank-centric wallets including ChasePay, Walmart Pay, and wallets from Amazon and U.S. Bank
- Security considerations and fraud risks for the myriad of wallet solutions
- An expert panel discussion on the winners and losers in the mobile “Wild West”

Speakers include Deborah Baxley, Paygility Advisors; Guy Berg, Federal Reserve Bank of Minneapolis; Tony Sabetti, CPI Card Group; Julien Traisnel, Oberthur Technologies; and Randy Vanderhoof, Smart Card Alliance, with Oliver Manahan, Infineon Technologies as a moderator.

About the Smart Card Alliance
The Smart Card Alliance is a not-for-profit, multi-industry association working to stimulate the understanding, adoption, use and widespread application of smart card technology.

Through specific projects such as education programs, market research, advocacy, industry relations and open forums, the Alliance keeps its members connected to industry leaders and innovative thought. The Alliance is the single industry voice for smart cards, leading industry discussion on the impact and value of smart cards in the U.S. and Latin America. For more information please visit http://www.smartcardalliance.org.

Contact
Megan Shamas
Montner Tech PR
203-226-9290
mshamas@montner.com

The white paper, created by the Smart Card Alliance’s Payments Council, can be downloaded at http://www.smartcardalliance.org/publications-contactless-emv-payments-benefits-for-consumers-merchants-and-issuers/.

“From looking at other countries that have already successfully moved to contactless EMV payments, the benefits of the technology for U.S. payments stakeholders are clear, and now is the time for the U.S. to take advantage of the opportunities this technology provides,” said Randy Vanderhoof, executive director of the Smart Card Alliance. “The white paper provides the industry with a clear understanding of these benefits, and also provides implementation guidance for stakeholders interested in taking steps towards contactless adoption.”

The white paper looks at how the U.S. migration to EMV chip technology can propel the widespread adoption of EMV contactless and NFC-enabled mobile payments, and summarizes implementation considerations for issuers and merchants.

Readers will also gain an understanding of the benefits of contactless payments, including:

- For issuers: improved customer experience and portfolio utilization; enhanced security; easy dual-interface card deployment; global interoperability; and complementary strategy to mobile payment app issuance
- For merchants: improved customer experience and transaction speeds; enhanced security new cardholder verification methods; support for all forms of contactless payment with both cards and NFC-enabled mobile devices; use of current POS infrastructure; reduced cash handling and higher transaction amounts

For more information about the Payments Council, visit http://www.smartcardalliance.org/activities-councils-payments/.

Participants involved in the development of this white paper included: Advanced Card Systems; American Express; Bell ID; Capgemini; CH2M; Chase Commerce Solutions; CPI Card Group; Discover Financial Services; First Data Corporation; Fiserv; Gemalto; Giesecke & Devrient; Ingenico Group; Metropolitan Transportation Authority (MTA); NXP Semiconductors; Oberthur Technologies; Quadagno & Associates; TSYS; Verifone; Visa Inc.; Wells Fargo; and Xerox.

About the Smart Card Alliance
The Smart Card Alliance is a not-for-profit, multi-industry association working to stimulate the understanding, adoption, use and widespread application of smart card technology.

Through specific projects such as education programs, market research, advocacy, industry relations and open forums, the Alliance keeps its members connected to industry leaders and innovative thought. The Alliance is the single industry voice for smart cards, leading industry discussion on the impact and value of smart cards in the U.S. and Latin America. For more information please visit http://www.smartcardalliance.org.

Contact
Megan Shamas
Montner Tech PR
203-226-9290
mshamas@montner.com

The conference will be held October 18-19, 2016 at the Hilton Rosemont Chicago O’Hare Hotel in Chicago. To register, visit www.sca-securityofthings.com. Early bird discounts are available through August 31.

“The Smart Card Alliance and its events are known for moving industries forward when it comes to security requirements across payments, mobile, healthcare, identity and access control. The Alliance has created this new event to do the same for IoT,” said Randy Vanderhoof, executive director of the Smart Card Alliance. “Attendees can expect to hear from experts in both the IoT and security spaces on the most important developments, innovations and efforts driving security and privacy in IoT, and will learn about the advantages and challenges IoT presents across every market, including payments, transportation, industrial, consumer and healthcare.”

Through keynotes, roundtables and panels, attendees will:

- Discover how different industries like payments, healthcare, smart cities, transportation and others are collaborating on standards and best practices for secure IoT frameworks
- Learn why the industry needs secure IoT architectures that incorporate embedded security and privacy
- Hear about the business issues for incorporating secure architectures into designs for connected devices
- Network with executives and thought leaders across all verticals of IoT

Innovative thought leaders and experts interested in speaking at the event are invited to submit a proposal by July 15, 2016. For more information on becoming a speaker, visit http://www.sca-securityofthings.com/call-for-speakers/.

Sponsorship and exhibition information is available at http://www.sca-securityofthings.com/#sponsors, or by contacting Bryan Ichikawa, bichikawa@smartcardalliance.org.

For continuing updates on Security of Things 2016, visit www.sca-securityofthings.com, follow @SmartCardOrgUSA on Twitter and use #SecurityOfThings2016 to participate in the conversation.

About the Smart Card Alliance
The Smart Card Alliance is a not-for-profit, multi-industry association working to stimulate the understanding, adoption, use and widespread application of smart card technology.

Through specific projects such as education programs, market research, advocacy, industry relations and open forums, the Alliance keeps its members connected to industry leaders and innovative thought. The Alliance is the single industry voice for smart cards, leading industry discussion on the impact and value of smart cards in the U.S. and Latin America. For more information please visit http://www.smartcardalliance.org.

Contact
Megan Shamas
Montner Tech PR
203-226-9290
mshamas@montner.com

“63 per cent of all successful online breaches can be tracked back to inadequate passwords,” said Joerg Borchert, Vice President of the Chip Card & Security Division at Infineon Technologies Americas Corp and Board Representative in the FIDO Alliance. “The FIDO industry standard is a great opportunity to improve both the security and usability of online services. We are pleased to be the first company offering a certified reference solution for FIDO BLE. This makes it easier for our customers to implement the FIDO standard into their products.”

Bluetooth low energy as a communication protocol is ideal for connecting an authentication token to mobile and wireless applications and devices that do not have a USB port. At the core of the FIDO BLE reference design is an Infineon Secure Element which performs fast cryptographic operation and securely stores the code. Being certified and FIDO-ready, the reference design allows manufacturers of connected security devices to easily integrate the FIDO Universal 2nd Factor (U2F) standard with the BLE transceiver of their choice.

The FIDO Alliance’s U2F standard uses public key cryptography to add second factor authentication to online log-in services. As a founding and Board Member of the FIDO Alliance, Infineon worked closely with other FIDO member companies to develop the standards. FIDO is already implemented by companies such as Google, DropBox and GitHub. Infineon, the leading supplier of embedded security solutions, accelerates implementation of FIDO with reference designs supporting U2F USB, U2F NFC, and U2F BLE standards. More information can be found at: www.infineon.com/fido

Infineon makes the Internet of Things (IoT) smart, secure and power efficient. Sensors, controllers, power components and security solutions are the building blocks for all major IoT applications from connected cars to industrial or smart home applications. We help our customers to create sustainable IoT success with benchmarking semiconductor technologies and our system understanding of the automotive, energy and security markets. Further information is available at: www.infineon.com/iot

“Our new solution developed with Equinox allows VARs and their merchants to get on the right side of the EMV liability shift,” said Craig Ludwig, group executive, TSYS’ Merchant Services segment. “By leveraging the TSYS-certified Equinox Apollo terminal as a semi-integrated solution, developers can accelerate their EMV deployment using a suite of tools to integrate their point-of-sale (POS) solution. We’re proud to offer our clients a robust solution that not only reduces the costs and time required for EMV certification, but also provides advanced security features, including encryption and tokenization, to guard against credit card fraud.”

“We’re excited to offer VARs the ability to interface with our semi-integrated solution so that they can quickly implement EMV and contactless payments while reducing the headaches associated with annual PCI compliance validation,” said Rob Hayhow, vice president, Equinox. “The EMV certification process is complex, so this approach equates to an ‘easy button’ for VARs.”

The EMV liability shift exposes merchants to an increase in chargebacks — which impacts their bottom line — and many of the legacy terminal solutions that support lodging functionality are retiring this summer because they cannot be upgraded to support EMV. As a result, many small- and mid-sized hotel operators — and the VARs that support them — are left without a viable solution to support features such as check-in/check-out, deposits, no-shows, incremental purchases and quick-stay transactions. The Voyager payment application supports a host of important features for the retail, restaurant and lodging industries. Payment amounts are passed from the POS to the Apollo terminal, which directly communicates to the processor for authorization, reporting the results back to the POS for transaction completion and receipt printing. No sensitive card data is shared with the POS.

The Voyager application — compatible for stand-alone and semi-integration — is certified to support up to 20 multi-merchant configurations, as well as TSYS Guardian EncryptionSM and TSYS Guardian TokenizationSM. The solution also supports Visa’s Quick Chip and MasterCard’s M/Chip Fast processing. These options allow consumers to insert and immediately remove their chip card, mimicking the speed of a traditional magnetic stripe transaction.

“Visa is pleased to see TSYS and Equinox help more businesses become chip-ready with a pre-certified chip solution,” said Stephanie Ericksen, vice president of Risk Products, Visa Inc. “By integrating Quick Chip, the Equinox Voyager solution can enable faster transactions and simpler chip implementations, bringing the security benefits of chip technology to more consumers and merchants.”

EMV is a registered trademark or trademark of EMVCo LLC in the United States and other countries.

About TSYS
TSYS® (NYSE: TSS) unlocks opportunities in payments for payment providers, businesses and consumers. Our headquarters are in Columbus, Georgia, USA, and we operate in more than 80 countries with local offices across the Americas, EMEA and Asia-Pacific.

We provide seamless, secure and innovative solutions across the payments spectrum — from issuer processing and merchant acquiring to prepaid program management — delivered through partnership and expertise. We succeed because we put people, and their needs, at the heart of every decision. It’s an approach we call ‘People-Centered Payments®’.

Our industry is changing every day — and we’re leading the way toward the payments of tomorrow. We routinely post all important information on our website. For more, visit us at tsys.com.

About Equinox
Brookfield Equinox LLC (dba Equinox Payments) was founded in 2014 as a result of an acquisition of assets from Equinox Payments, LLC. Located in Scottsdale, Arizona, Equinox is looking beyond product features to rethink and reimagine the customer payment experience.

Leveraging 35+ years of payment industry innovation enables Equinox to provide experienced “last mile” support for the wave of innovative new payment technologies sweeping the payments industry.

The company is owned by NBS Payment Solutions, based in Toronto, Canada and a leading provider of electronic payment solutions to the financial industry for over 25 years. NBS Payment Solutions is a wholly-owned subsidiary of Brookfield Asset Management, a global asset manager with over $225 billion of assets under management. Brookfield is listed on the New York (BAM) and Toronto (BAM.A) stock exchanges. For more information about Equinox Payments, please visit www.equinoxpayments.com.

Contacts
Cyle Mims
TSYS Media Relations
+1.706.644.3110
cylemims@tsys.com

Shawn Roberts
TSYS Investor Relations
+1.706.644.6081
shawnroberts@tsys.com

Michelle Wagner
Equinox Payments
770.331.7010
news@equinoxpayments.com